Employed in the real estate and appraisal fields since 1972. Experience includes appraising, selling, financing, management and development of residential, commercial and industrial properties. Past appraisal clients include banks, municipalities, individuals, government agencies, attorneys, corporations and trusts. Appraisal experience also includes appraisals of a wide variety of going concerns, corporations, partnerships, LLC’S, family LLC’S and minority interests.
Qualified as an expert witness before a number of tribunals including:

- Barnstable County Superior Court

- Barnstable County Probate Court

- Norfolk County Probate Court

- Plymouth County Superior Court

- Massachusetts Appellate Tax Board
Appointed as an Appraiser and a Receiver for Industrial Property by the Barnstable County Probate Court.
American Institute of Real Estate Appraisers, 1976 - 1986
Massachusetts Board of Real Estate Appraisers, 1991 - Present
Cape Cod Board of Realtors, Member, 1991- Present
National Golf Foundation, Member
Abington Savings Bank
Anglo Irish Bank
Benjamin Franklin Savings Bank
Boston Federal Savings Bank
Bridgewater Co-operative Bank
Brockton Credit Union, Brockton, Massachusetts
Brockton Hospital
Cape Cod 5¢ Savings Bank
Cape Cod Hospital
Citizens Bank
Compass Bank
Dale Mortgage Company, New Jersey
Depco RE, Warwick, Rhode Island
EFS Co., Pittsburgh, Pennsylvania
Express Financial
Falmouth Hospital
Family Bank
Farmers Home Administration
First Federal Savings Bank
First National Bank of Boca Raton, Florida
First National Bank of Venice, Florida
Fleet Bank & Fleet Mortgage Company
FW Webb Company
Investors Mortgage Insurance Company
Mansfield Bank
Martha's Vineyard and Nantucket Steamship Authority
Mashpee Water District
Massachusetts Development Finance Agency
Mayflower Co-operative Bank
National Credit Union Administration
North Shore Bank
Numerous Attorneys and Law Firms throughout the Northeast
P.A. Landers
Plymouth Savings Bank and Plymouth Mortgage Co.
Rockland Trust Company, Rockland, Massachusetts
Sagamore Water District
Sandwich Water District
Security National Bank of New Jersey
Sovereign Bank
State Street Bank/State Street Global Advisors
The 300 Committee, Falmouth, MA
Town of Barnstable
Town of Bourne
Town of Brewster
Town of Bridgewater
Town of Cohasset
Town of Edgartown
Town of Falmouth
Town of Mashpee
Town of Middleboro
Ulster Bank
Union Bank, Hartford, Connecticut
U.S. Army Corps of Engineers, NE District
U.S. Coast Guard
U.S. Department of Agriculture
Western Massachusetts Telephone Workers Credit Union
All types of Residential Properties including Waterfront Homes and Estates
Apartment Buildings and Apartment Complexes
Asphalt Plants, Concrete Plants and Gravel Pits
Assisted Living and Independent Living Buildings and Communities
Automobile Dealerships for New and Used Cars, Automobile Service Facilities, Car Washes
Bowling Alleys, Curling Rink, Jai Alai Fronton
Business and Going Concern Valuations
Condominium Units, Condominium Complexes and Condominium Permits
Conservation Easements
Corporations – Construction, Hospitality, Marina, Golfing Related
Cranberry Bogs and Farms
Going Concerns – Hospitality, Resort Related
Golf Course Communities – Existing and Proposed
Golf Courses, Public and Private, Miniature Golf Facilities and Driving Ranges
Land to be developed for Residential Subdivisions, Condominiums, Shopping Centers and Industrial Parks
Leasehold Interests, Commercial and Residential
Limited Partnership and Minority Interests
Marinas, Boat Yards, Yacht Clubs, Wharfs, Piers and Dockominiums
Marshlands, Beaches and Land-Locked Upland Parcels and Unbuildable Upland
Motels, Rooming Houses, Guest Houses and Bed & Breakfasts
Nursing Homes, Age-Restricted Facilities and Age-Restricted Communities
Office and Professional Buildings and Condominiums, Professional and Medical Condominium Units and Buildings, Medical Specialty Buildings
Partial Interest Valuations such as Life Estates
Restaurants, Lounges and Nightclubs including- Real Estate, Going Concern and Specific Use Values
Retail Stores, Convenience Stores, and Convenience Stores with Gas
Self Storage Facilities, Industrial Property/Manufacturing and R&D facilities
Shopping Centers, Strip Malls
Special Use Properties including Churches, Museums, Libraries and Schools
Time Share Units & Time Share Projects
Trailer Parks/Mobile Home Parks/Manufactured Housing Communities
Warehouses, Trucking Terminals and Airport Hangars
Tax Abatements – Residential and Commercial
Feasibility Studies – Condominiums, Retail Centers, 40B Projects, Golf Courses, Subdivisions
Highest and Best Use Analysis – Commercial and Residential
Litigation – Expert Testimony
Corporations – Manufacturing, Marinas, Professional, Hospitality and Construction Minority Interests – Partnerships, LLC’S and Family LLC’S
1991 to Present: Owner and senior appraiser of Appraisal Company of New England.

1987 to Present: Owner and managing director of Hartel Realty - Commercial Real Estate Brokers.

1983 to 1987: President of Peters-Hartel Realty Corporation - Real Estate Brokers and Developers.

1981 to 1983: President of Real Property Services, Inc., a wholly owned real estate development subsidiary of Plymouth Savings Bank. Developed and sold land and homes.

1979 to 1983: Vice President, Plymouth Savings Bank, Wareham, Massachusetts. Responsible for Lending and Appraisal Departments.

1976 to 1979: Chief Appraiser, Plymouth Savings Bank, Wareham, Massachusetts. Responsible for staff of appraisers and performed appraisals for residential, commercial and industrial properties throughout southeastern Massachusetts.

1974 to 1976: Real estate appraiser for residential, commercial and industrial properties covering Eastern Massachusetts.

1972 to 1974: Appraisal associate with F. Paul Morgan Associates, Osterville, Massachusetts. Responsibilities included the preparation of residential, commercial and industrial appraisal reports covering Eastern Massachusetts.
University of Massachusetts
Bachelor Business Administration, 1972

University of Massachusetts
Master of Business Administration, 1973

Savings Bank Association of Massachusetts
Graduate School of Savings Banking, 1978

Mortgage Bankers Association of America
Graduate School of Mortgage Banking, 1981

Successfully completed numerous courses and seminars from the American Institute of Real Estate Appraisers, the Massachusetts Board of Real Estate Appraisers and the Society of Real Estate Appraisers.
Bridgewater State College – Real Estate Appraising - Spring 1995
Cape Cod Community College – Real Estate Appraising - Fall 1998, Spring 1999, Fall 1999, 2001, 2002, 2003, 2004, and 2005.